Blind websurfer sues Department of Labor’s Federal Credit Union. Allegation: Credit union’s website violates the Americans with Disabilities Act because it’s not adapted to screenreading devices that blind people can use to navigate websites. Fourth Circuit: Regardless, this particular blind websurfer lacks standing. The credit union’s services, described on its website, are available only to employees or former employees of the Department of Labor or their families. The plaintiff fits none of those criteria, so his inability to navigate the website is too abstract a harm.