Following the 1979 rape and murder of a mother of two, Forrest County, Miss. police arrest three suspects, threaten to kill them, and beat confessions out of them. After serving a collective 83 years in prison—during which they suffered numerous assaults by other prisoners—DNA exonerates them. One of the men died in prison, another shortly after release, and the third died after only three years as a free man. Fifth Circuit: With that background, let us explain why well established law requires these insurance companies to pay for the county’s legal defense in the families’ civil rights lawsuits.